Terms of Use

1. About these terms

This website is operated by Compare Global Rates ("we", "us", "our"). By accessing or using this website you agree to be bound by these Terms of Use. If you do not agree, please do not use the website.

2. General information only — no personal advice

All information on this website is general information only. It has been prepared without taking into account your objectives, financial situation or needs. It is not personal financial product advice and must not be relied upon as such. Before acting on any information on this website, you should consider its appropriateness having regard to your own circumstances, read the relevant offer documents in full, and consider seeking independent financial, legal and taxation advice.

3. No offer or recommendation

Nothing on this website constitutes an offer, invitation or recommendation to buy, sell or subscribe for any financial product. Any offer of a financial product will only be made by the relevant product issuer in the formal offer or disclosure documents for that product. You should read those documents in full before making any investment decision.

4. Rates, returns and risk

• All rates and yields shown on this website are indicative only, are subject to availability and market conditions, and may change without notice.
• Figures produced by calculators or illustrations on this website are examples only and are not forecasts, projections or guarantees of any return.
• All investments carry risk. Returns are not guaranteed, your capital is at risk, and you may receive back less than you invest. Higher yields generally reflect higher risk.
• Past performance is not a reliable indicator of future performance.

5. Your use of the website

You agree that you will not:

• use the website for any unlawful purpose or in breach of any applicable law;
• submit information that is false, misleading or that relates to a person who has not consented;
• interfere with the operation or security of the website; or
• scrape, harvest or copy content or data from the website without our written consent.

6. Intellectual property

All content on this website — including text, graphics, logos and design — is owned by or licensed to us and is protected by law. You may view and print content for your personal, non-commercial use. You must not otherwise reproduce, modify or distribute it without our prior written consent.

7. Third-party content and links

This website may contain links to third-party websites or refer to products issued by third parties. We do not endorse, and are not responsible for, third-party websites, products or content. Your dealings with any third party are solely between you and that third party.

8. Availability

We do not guarantee the website will be available at all times or free from errors, viruses or other harmful components. We may change, suspend or discontinue any part of the website at any time without notice.

9. Liability

Nothing in these terms excludes, restricts or modifies any right or remedy you have under the Australian Consumer Law or any other law that cannot lawfully be excluded. Subject to that, and to the maximum extent permitted by law, we exclude all liability for any loss or damage (including indirect or consequential loss) arising from your use of, or reliance on, this website or its content, and our total liability is limited to the resupply of the relevant information or services.

10. Indemnity

You indemnify us against any loss, damage or expense we incur arising out of your breach of these terms or your unlawful use of the website.

11. Privacy

Personal information submitted through this website is handled in accordance with our Privacy Policy.

12. Changes to these terms

We may update these terms from time to time by publishing the revised version on this page. Your continued use of the website after an update constitutes acceptance of the revised terms.

13. Governing law

These terms are governed by the laws of [New South Wales], Australia, and you submit to the non-exclusive jurisdiction of the courts of that state.

14. Contact

• Email: [info@yourdomain.com.au]
• Phone: [+61 X XXXX XXXX]
• Post: [Registered business address]